Help With Payday Loans & Cash Advances

 

 

What is a cash advance or payday loan? A cash advance, also know as a payday loan, is a short term, unsecured loan used to cover financial emergencies until your next payday.

How do I get a payday loan? Complete our online application and submit it for approval. Once your application information has been verified and your loan approved, your money will be electronically deposited into an active bank account.

When will I get my payday loan?  Once your loan has been approved, your money will be electronically deposited into your account within 24 hours.

How do I know if my payday loan has been approved?  You will be contacted by a customer service representative as soon as your loan has been approved.

Is my personal information safe? Our website is secured by SSL encrypted technology so that your information is kept safe and secure from third parties.

Can I apply for a loan if I am under 18? No, you must be at least 18 years of age to apply for a cash advance.

How many cash advances can I have at one time? At this time, you may only have one payday loan at a time.

Can I pay my payday loan off early? There is no penalty for paying off your payday loan early.

When is my payday loan due?  Your payday loan is typically due on your next payday, which is typically seven to eighteen days from the date of your loan.

 

Can I still qualify for a payday loan if I have incurred several NSF’s on my bank account? You can still qualify for a payday loan with www.CaliforniaPayroll.com.

Can I still qualify for a payday loan if I have declared bankruptcy? You may still be able to qualify for a loan if you have declared bankruptcy.

What happens if I can’t pay back my loan on the day it is due? Please contact us before your due date and we will work with you to refinance your payday loan, where state law allows. If you do not contact us and you have insufficient funds in your account when we withdraw funds from your checking account on your due date, any fees that are incurred by us will be passed on to you.

Is there a fee when I apply for a payday loan? We do not charge a fee when you apply for a payday loan.

What documents do I have to provide when I apply for a payday loan? You do not need to provide any documents when you apply for a payday loan. We typically do not require any faxing. Just apply via our online application and you are on your way to getting your payday loan in less than 24 hours.